Your aspiration is our inspiration
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Affordability & Budget
The first step in our process is to discuss your comfortable monthly budget and provide you with an idea of your affordibility based on your individual circumstances and income.
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Lender & Product Type
Once we have your affordability determined and you want to move forward with an application, we will creatively take you through the process of sourcing the lender and product type that is right for you.
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Protection
Once your mortgage offer has been successfully issued, we will discuss the types of protection you should have in place to cover your mortgage, lifestyle and property, providing a full wrap around service.
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Sales Progression
Whether it’s a purchase or re-mortgage, our service doesn’t stop once your offer is issued. We will continue to support you until your transaction has been legally completed.
About Us
Founded in 2008 by our director and lead mortgage adviser, Tony, we pride ourselves in offering a straight forward approach, with no gimmicks or jargon. Just plain and simple advice.
We are a family run business offering truly personal service, with each client being treated as an individual. We offer meetings at a variety of times, including out of business hours and weekends to suit your availability, offering appointments as late as 8:30 pm. Please click here to book an appointment.
We take the stress out of deciding what is the most suitable mortgage or protection product for you, by offering a fully advised service. Our advisers collectively have over 50 years experience in the mortgage and property market, which means they can offer guidance throughout the entire house buying process.
We have extensive experience with advising clients with unique occupations, such as; self employed, cabin and flight crew, contractors and other varying income streams.
We have access to mortgage deals from comprehensive range of leading banks and building societies, plus a panel of insurers that can offer the type of cover you need to provide you peace of mind.
If you are experiencing financial difficulty and struggling to make repayments, then you can contact your lender who may be able to help taking account of your individual circumstances.
You may want to contact one of the free impartial money guidance and debt advice services such as StepChange, Citizens Advice, or Turn2Us.
Get in Touch.
106 Frimley Road, Chessington
KT9 1QT
Tel: 01737 353 395
Email: administrators@paul-charles.co.uk
Company number – 06693768 Registered in England and Wales
Opening Hours
Mon - Fri (9:30am - 5:00pm)